Articles

Bridging finance is a form of short-term property finance which is typically used by borrowers when a traditional mortgage, commercial loan or development facility is not immediately available or suitable.…

Bridging loans are designed to provide the borrower with short-term property finance more quickly than traditional mortgages, which is why they are frequently used for scenarios such as auction purchases,…

Development finance can sometimes be arranged within a few weeks, while more complex transactions can take considerably longer. The actual timescale depends less on the quoted lender speed and more…

Development finance costs shouldn’t be reduced down to just the interest rate. While interest is often one of the largest costs, the overall cost of a facility is also influenced…

It is possible to achieve 100% development finance in certain circumstances, but the term is often misunderstood. In most cases, a single lender rarely funds the entire project. Instead, higher…

Most development finance projects require the borrower to contribute equity, but that doesn’t always mean providing a traditional cash deposit. Depending on the project, development lenders may recognise existing land…

Development finance isn’t automatically available to everyone, but it’s accessible to a much broader range of borrowers than many people assume. Having property development or investment experience helps, particularly on…

Development finance has become an increasingly broad market, with a growing number of lenders willing to support residential and mixed-use schemes and, as development viability has tightened over recent years,…

The majority of property development finance is structured assuming that the build is completed, the units are sold, and the facility is repaid. This works well if it’s the developer’s…