What Can Bridging Finance Be Used For?
Bridging finance is a form of short-term property finance which is typically used by borrowers when a traditional mortgage, commercial loan or development facility is not immediately available or suitable.…
PROPERTY FINANCE,
IN PERSPECTIVE
IN PERSPECTIVE
Mortgage and Property Finance Advisers for Developers, Investors, Landlords and Homeowners.
Experts in development funding, bridging loans, buy-to-let mortgages, commercial mortgages and residential mortgages across the UK. We arrange structured borrowing for property projects, strategic investments and higher-value residential purchases, supporting clients whose borrowing requires a more considered approach.
Broad Lender Access, Backed by Real Property Experience
As an independent mortgage and finance intermediary, we work with over 190 lenders, including high street banks, specialist lenders and private funders. This breadth of access allows us to place residential mortgages and property finance across a wide range of scenarios, from straightforward borrowing through to more involved transactions.
Our approach is shaped by hands-on exposure to property investment and development. Before arranging finance, we consider how each transaction fits within the wider context, including acquisition, funding structure, timing and exit. This allows us to anticipate lender requirements, reduce delays and structure borrowing more effectively.
Mortgage and Property Finance Services
We arrange residential mortgages and specialist property finance across a wide range of client requirements, with solutions structured to reflect both the property and the wider financial position.
Who We Work With
We support a wide range of clients across residential mortgages and specialist property finance. In many cases, the borrowing forms part of a wider financial position or property strategy, requiring clear, structured advice that reflects both the transaction and longer-term client objectives.
We work with developers and experienced property operators across refurbishments and development projects, including land acquisition and development finance, structuring funding around programme, cost and exit to support delivery, including transitions onto development exit finance where appropriate.
From single property investments through to established portfolios, we support landlords structuring borrowing across a range of scenarios, including limited company ownership and more involved investment strategies.
We regularly support clients whose income is derived from business activity, requiring a more detailed understanding of financials and lender criteria, particularly where funding is secured against owner-occupied commercial property. to structure borrowing appropriately.
We work with homeowners purchasing or refinancing property, including those with multiple income sources and those arranging mortgages above £1 million. Advice is structured to ensure the residential mortgage aligns with both current affordability and longer-term financial plans.
Why Work with Adler Green
Arranging a mortgage or property finance requires a clear understanding of how borrowing fits within the wider transaction and longer-term financial position.
At Adler Green, our advice is shaped by years of direct exposure to property transactions, investment and development, alongside arranging residential mortgages for a range of client circumstances. This allows us to anticipate lender requirements and structure borrowing in a way that supports both the immediate objective and the broader financial picture.
We work with a broad range of high street banks, specialist lenders and private funders, enabling us to match each requirement to the most appropriate finance approach. In time-sensitive situations, particularly where assets are not yet suitable for long-term lending, we also arrange bridging loans and commercial bridging finance to support acquisition, refurbishment and short-term funding requirements. Where appropriate, we also advise on property, life and critical illness insurances, helping ensure that both the borrowing and the individual are properly protected.
Property-led expertise
Our advice is informed by real-world experience across property investment and development, combined with a detailed understanding of residential lending, allowing us to assess how finance fits within the wider transaction.
Independent, considered funding
We access a broad lender market and select funding based on suitability, ensuring each solution reflects the specific requirements of the client, whether arranging a residential mortgage or funding a property project.
Clear, professional guidance
We provide straightforward communication and realistic expectations at every stage, ensuring clients understand their options, the process involved and how each decision supports the wider transaction.
Insights, Tools and Guidance
Understanding property finance often starts before speaking to a broker. We provide a range of resources to help clients assess options, model costs and better understand how different funding approaches may apply to their situation.
This includes guidance on areas such as development finance, bridging finance and buy-to-let mortgages, alongside tools to help model borrowing, rental stress testing and buy to let stamp duty considerations, which can be found on our tools and calculators page.
For clients looking to explore their options in more detail, these resources provide a useful starting point before moving forward with tailored advice.
Explore our insights and articles or use our development appraisal tool.
Latest Mortgages and Property Finance Articles
Our insights cover residential mortgages, property finance and lending strategy, helping clients understand how funding decisions are assessed and structured in practice.
How Quickly Can You Get a Bridging Loan?
Bridging loans are designed to provide the borrower with short-term property finance more quickly than traditional mortgages, which is why they are frequently used for scenarios such as auction purchases,…
How Long Does Development Finance Take?
Development finance can sometimes be arranged within a few weeks, while more complex transactions can take considerably longer. The actual timescale depends less on the quoted lender speed and more…
How Much Does Development Finance Cost?
Development finance costs shouldn’t be reduced down to just the interest rate. While interest is often one of the largest costs, the overall cost of a facility is also influenced…
Can You Get 100% Development Finance?
It is possible to achieve 100% development finance in certain circumstances, but the term is often misunderstood. In most cases, a single lender rarely funds the entire project. Instead, higher…
Do You Need a Deposit for Development Finance?
Most development finance projects require the borrower to contribute equity, but that doesn’t always mean providing a traditional cash deposit. Depending on the project, development lenders may recognise existing land…
Can Anyone Get Development Finance?
Development finance isn’t automatically available to everyone, but it’s accessible to a much broader range of borrowers than many people assume. Having property development or investment experience helps, particularly on…
The 5 Development Finance Mistakes That Catch Out Even Experienced Developers
Development finance has become an increasingly broad market, with a growing number of lenders willing to support residential and mixed-use schemes and, as development viability has tightened over recent years,…
Ready to get started?
Speak to us today for a no-obligation consultation about residential mortgages, development finance, bridging loans, buy-to-let mortgages, or commercial property finance.
